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CALLS/WHATSAPP: +254 707 30 30 85 / +254 788 91 44 55 | Avg. Response Time: 10 mins | Client Retention: 95% | Trusted by 100+ Clients | Claims Updates: Every 48 hrs | Get the Best Rates & Discounts ! T&Cs...

ABOUT US

Welcome To Markov

Markov Insurance Agency (MIA) is licensed and regulated by the Insurance Regulatory Authority (IRA). The agency started operations in January 2023 and offers general, health, and investment insurance solutions.

MIA was founded with a vision to be an excellent insurance intermediary for every household in Kenya. We are achieving this by listening to our clients, analyzing the market, and matching client needs with the best coverage and investment objectives.

Our commitment is to assist clients in getting value for money and enjoying timely, satisfactory services.

FOUNDER & PRINCIPAL OFFICER

OPERATIONS & MARKETING OFFICER

Justus Bundi Gitonga

Justus is the founder of Markov Insurance Agency. He brings over a decade of experience in insurance and financial services. His expertise in risk management and wealth preservation is backed up by a strong analytical foundation within leading insurance and financial institutions in Kenya.

Strategic Leadership

As Principal Operations & Marketing Manager, Justus oversees the agency’s strategic growth and day-to-day excellence. He bridges the gap between complex financial data and client-focused solutions, ensuring that every policy is backed by rigorous operational standards and a clear, value-driven marketing vision.

Academic & Professional Excellence

Justus holds a Bachelor's Degree in Actuarial Science and has professional studies in Financial Investment & Insurance. This provides him with mathematical and statistical expertise to evaluate risk with precision, as well as offering sophisticated advice on asset protection and investment growth. He is dedicated to delivering secure, data-driven financial advisory to clients.


PRODUCTS

health insurance

Experience a happy life with tailored cover that takes care of all your hospital needs; inpatient, outpatient, dental, optical, maternity, chronic conditions and ambulance cost. Select your category below;

  • Child only medical cover  below 18 years
  • Individual medical cover 18-75 years      
  • Family medical covers.                              
  • Elderly /Senior Medical covers-above 65 
  • SME  Group Medical 3-10 Members      
  • Corporate coves above 10 Principals .

motor insurance

Get a Comprehensive covers, a Third Party Only (TPO) , Third party Fire and Theft or a COMESA Card for below classes of vehicles.

  • Motor Private ;Cars , Double cabines etc    
  • Online Hailing Cabs / Ubber, bolt, little etc 
  • Motor bikes ; Private  & PSV( Bodaboda)
  • Tuk tuks ; commercial and psv
  • Motor commercial ; Pickups,lorry,traillers
  • Institutions vehicles for schools,church etc
  • Corporate vehicles;  cars, vans, pickups, etc

investment plans

You should consider develop a culture that protects you from Inflation, Taxation, Life worries and at the same time giving good Returns, Finacial Security for your dependants and Loan collaterals . Here is the way;

  • Money Market Fund-MMFs
  • Fixed Deposit Funds-FDFs
  • Balanced funds
  • Bonds and Bond plus
  • Pension or Retirement Endowment funds
  • Education Endowment Plans
  • Life policies

travel insurance

Consider it as an essential companion for your next journey as you travel around the world. You are guaranteed the following protection;

  • Medication cost due to illness or accident
  • Lost belongs 
  • Missed Flight  and delays
  • Legal charge and Third party liability 
  • Hijack distress and PVT attacks.
  • Repatriation and Funeral Expense

personal accident 

Personal Accident cover is affordable and most important insurance to have. Students, Drivers, Riders, Machine operators etc need the cover. See what a package comes with;

  • Ambulance and Emergency Evacuation
  • Accident Medical expenses 
  • Artificial Limbs and Prosthetics
  • Daily Hospital cash
  • Temporary Total Disability( TTD)
  • Permanet Total Disability (PDT) Up to kES 10M
  • Funeral Expenses of up to KES 100,OO0.

 Insurance Options

  • Group personal accident covers.
  • Chamas/ SMEs investments plans.
  • Corporate Medical Covers.
  • Business Combined Insurance.
  • WIBA.
  • Costructors all Risk.
  • Bonds;Performance Bonds,Migration.
  • Home / Domestic Insurance.
  • Marine Insurance.
  • Micro-Insurance
  • Comprehensive School Insurance.

WHY CHOOSE US?

A Hand to Hold When it Matters: 

When things go wrong, you won’t face a call centre. We’re by your side to navigate the claims process and get you back on your feet.Our ask is only information.

We can save your time and money!

Our expertise saves you both time and money by finding the right price without you having to lift a finger.We source top 3 quotes for the best competitive coverage.

Power of Choice; We Offer you Options

We don’t work for one insurance company; we work for you. We shop from multiple top-rated insurance companies  to find the best fit for your unique needs.

Insurance Made Simple:  No Jargon

We skip the "insurance-speak" and explain your coverage in simple, everyday language so that you actually know what you're paying for and the scope of the coverage.

CLIENTS FEEDBACK

BARSHIR G.-MERU.                           

"SME MEDICAL COVER"

"Thanks for always assisting our members. On behalf of the Sacco, I must say your work is good,especialy customer service and claims handling"

MOSES M.  -NAIROBI                 

"MOTOR PSV ,ONLINE CAB" 

"Justus, that was fast na pia Bei iko sawa ! I am back online. Asante sana." 


  mUTETHIA b. -MERU.                

"INDIVIDUAL PENSION PLAN" 

"I'm really impressed with how clearly you explained the transfer of my saving from previous employer and the quick set up of my pension account, thank you."

TERESIAH M.W - MACHAKOS

"FAMILY MEDICAL COVER WITH CRITICAL ILLNESS" 

"I can recommend you to the whole world, you sorted us well, be blessed."

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Get expert advice, tailored solutions, and three quotes from leading providers. Enjoy efficient claims processing and quarterly policy reviews to adjust your coverage.